Clause 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website.
WIPO
Terms
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website.
Clause 02
Scope of Services
The website provides general information and assistance relating to insurance selection services for retirees. Any information provided is for general guidance only and does not constitute legal, financial, or insurance advice.
HCCH
Core Terms
Fees and Charges
Any fees, charges, or commercial terms that may apply to a service will be communicated separately where relevant. We may decline or limit any request where necessary for legal, operational, or compliance reasons.
03
Fees and Charges
UN DeclarationAny fees, charges, or commercial terms that may apply to a service will be communicated separately where relevant. We may decline or limit any request where necessary for legal, operational, or compliance reasons.
04
User Conduct
OECDYou agree not to misuse the website, interfere with its operation, or submit false, misleading, or unlawful information. We may suspend or restrict access where we reasonably believe these Terms have been breached.
05
Clause
Intellectual Property
All text, design, graphics, and other content on the website are owned by us or used with permission, unless stated otherwise. You may not copy, reproduce, or reuse such content without prior written consent, except as allowed by law.
ReferenceWIPO
06
Clause
Disclaimer of Liability
The website is provided on an as available basis. To the fullest extent permitted by law, we do not guarantee that the website will be uninterrupted, error-free, or suitable for any particular purpose, and we are not responsible for indirect or consequential loss.
ReferenceHCCH
07
Clause Record
Governing Law
These Terms are governed by the laws applicable in Turkey, without regard to conflict of law rules. Any dispute arising from the website or these Terms should be resolved through the competent courts or other lawful dispute process in Turkey.
ReferenceUN Declaration
08
Clause Record
Changes to Terms
We may update these Terms from time to time by posting a revised version on the website. Continued use of the website after an update means you accept the revised Terms, and you should review this page periodically.
ReferenceOECD